Control comes before convenience
Approval levels, budgets, role limits and audit trails are the point. The payment itself is the easy part of the problem.
Move your money. Fund your suppliers.
A corporate is not launching a financial product. It is trying to pay accurately, control what is spent, and keep suppliers and dealers solvent enough to keep delivering. Lipaware is used internally for the first two, and as the anchor in supplier finance programmes for the third.
Your suppliers are part of your risk
An early-payment programme keeps delivery reliable without extending your own working capital, because a lender funds the early settlement.
Nothing has to be customer-facing
This can stay entirely internal. Nothing carries a public brand unless you decide it should.
Products that fit
Take the one that solves the immediate problem, then add the others onto the same integration.
Payments
Bulk Payout
Salaries, suppliers, claims and commissions in one run.
Upload a file or instruct from your ERP to pay many recipients across bank accounts and mobile wallets, under the approval levels your finance policy already defines.
- Maker-checker and multi-level approval
- Line-by-line status and retry
- Scheduled runs with balance controls
Payments
Petty Cash Management
Replace floats and retrospective claims.
Give each branch, team or person a live budget with request, approval and release in one flow, and receipt capture at the point of spend instead of at month end.
- Live budgets per branch, team or person
- Receipt capture and real-time categorisation
- Branch, department and category reporting
Lending
Supplier and dealer finance
Be the anchor, without being the lender.
Confirm approved invoices so suppliers can be paid early by a funder, or let dealers order stock on finance repaid from their sales. Your payment terms stay as they are.
- Confirm approved invoices as the anchor
- Suppliers choose which invoices to discount
- You settle on the original due date
Payments
Collections and invoicing
Get paid as cleanly as you pay.
Digital Invoices and Checkout let customers settle on the same screen they receive the breakdown on, so matching and reconciliation happen automatically.
- Branded invoices with payment built in
- Full or instalment settlement
- Automatic matching and ageing reports
Infrastructure
Multi-currency and FX
Pay and collect across the markets you operate in.
Quote, convert and settle in several currencies with configurable margins, and report by currency and corridor.
- Quote, hold and convert
- Configurable margin per corridor
- Currency-level reporting
Prove it, then scale it
Corporates almost always start internally, then extend the same platform outward to suppliers and dealers.
- 01Start with payouts or spend control — the two places where finance teams feel the loss of control first.
- 02Match the approval structure to your existing delegation of authority rather than inventing a new one.
- 03Connect the ERP once, by file or API, so instructions originate where they already do.
- 04Add supplier or dealer finance when a funder is ready and your approved-invoice data is clean.
Questions large corporates ask
BanksPayments, orchestration and anchor-based lending.Payment service providersCheckout, payouts and provider orchestration.SwitchesWhite-labelled payment products and wallets.Microfinance & digital creditLending, eKYC and automated collections.Mobile network operatorsWallets, payments and salary or stock finance.
Show us how your money moves
We will map your providers, licences, customer journeys and approval rules to the modules that fit.